Embedded Finance

Integrate financial services through a holistic offering

Key Use Cases

Embedded finance is the integration of financial services or products into a nonfinancial services company’s customer value chain. By embedding financial services, such as digital payments, directly into their customer experience, nonfinancial brands are able to directly offer their customers the financial options they need in the moment.

By removing the need to redirect users to a bank or payment platform, brands can shape a seamless customer experience and leverage transactional data to enrich their insight into customer profiles and tailor their offerings accordingly.

We help banks, financial institutions, merchants, fintechs, neobanks, and other brands to create new revenue streams and cultivate lasting customer relationships

Card Issuing

Design credit, debit, and prepaid cards for your customers and redefine the customer experience.

Payment Gateway

A single connection to accept all the main eCommerce schemes and payment methods.

Scan to Pay

Merchant-presented QR codes to take in payments for products and services.

Alias Directory

Quickly and easily find your contacts to send and request transfers.

Real-Time Payments

Allow your customers to instantly transfer funds between accounts and people across the globe.

Card on File Tokenization

Store Mastercard and Visa cards on file using the networks’ respective tokenization schemes.

Business Intelligence

Gain greater oversight of your operations with custom reports tailored to your business’s needs.

Who do we serve?

We help banks, financial institutions, merchants, networks, marketplaces, neobanks, and other financial service providers to create new revenue streams and cultivate lasting customer relationships.


Turn your app into a one-stop solution with payment functionality

Issuer Wallets

Impress your cardholders and super-charge your application​

Merchant Wallets

Build holistic, digital solutions for customers and merchants​

Platform Wallets

Create convenient marketplaces for easy access to goods and services​

Customization Scalability Integrations Experiences

A comprehensive platform with all the integrations you need to scale effectively, create customized offerings, and foster customer loyalty.

Single point of contact. Endless possibilities.

Consider NovoPayment the engine that powers your expansion initiatives. We cultivate and coordinate the necessary network partnerships so that you don’t have to.

Key Use Cases

Transform your customers’ digital experiences

Learn how NovoPayment can complement your core technology to enable next-level customer experiences.

Get in touch today

Learn how an open-API approach can open new doors for your business.

Embedded Finance