Digital Wallets

Create compelling, user-friendly financial tools

Key Use Cases

A digital wallet – also known as mobile wallet or e-wallet – stores funds, payment & account information and more on a device application, typically smartphones or smartwatches. The convenience, speed and security they offer have led to their rise in popularity among both merchants and consumers. Most digital wallets process payments through Near Field Communication, or NFC, technology or through QR codes. They keep payments secure through the tokenization process.


NovoPayment works with issuers, merchants and platforms to build digital wallets for their respective use cases, making it easy for consumers to pay for goods and services.

We help banks, financial institutions, merchants, fintechs, neobanks, and other brands to create new revenue streams and cultivate lasting customer relationships

Online Account Opening

Deliver a digital account opening experience that emphasizes speed, security and simplicity.

Card Issuing

Design credit, debit, and prepaid cards for your customers and redefine the customer experience.

Scan to Pay

Merchant-presented QR codes to take in payments for products and services.

Alias Directory

Quickly and easily find your contacts to send and request transfers.

Real-Time Payments

Allow your customers to instantly transfer funds between accounts and people across the globe.

Digital Wallets

Provide convenient, contactless payment solutions.

Push Provisioning

Catapult your cards to the top of customers’ digital wallets with just one click.

Card on File Tokenization

Store Mastercard and Visa cards on file using the networks’ respective tokenization schemes.

Who do we serve?

We help banks, financial institutions, merchants, networks, marketplaces, neobanks, and other financial service providers to create new revenue streams and cultivate lasting customer relationships.

Super-Apps

Turn your app into a one-stop solution with payment functionality

Issuer Wallets

Impress your cardholders and super-charge your application​

Merchant Wallets

Build holistic, digital solutions for customers and merchants​

Platform Wallets

Create convenient marketplaces for easy access to goods and services​

Customization Scalability Integrations Experiences

A comprehensive platform with all the integrations you need to scale effectively, create customized offerings, and foster customer loyalty.

Single point of contact. Endless possibilities.

Consider NovoPayment the engine that powers your expansion initiatives. We cultivate and coordinate the necessary network partnerships so that you don’t have to.

Key Use Cases

Transform your customers’ digital experiences

Learn how NovoPayment can complement your core technology to enable next-level customer experiences.

Get in touch today

Learn how an open-API approach can open new doors for your business.

Digital Wallets