Prepaid solutions provided by NovoPayment through its subsidiaries

General Purpose

Reloadable

Aimed at unbanked market segments such as middle to low-income individuals, and teenagers, allowing them to secure/reload cash, make purchases and payments, withdraw cash, transfer funds and perform other transactions via digital channels safely and conveniently.

Features

  • Does not require a bank account
  • A good substitute for cash
  • Can be reloaded at any time
  • Can be issued under private or widely accepted brand names and used at popular commercial payment networks
  • Can be issued personalised or not
  • Expiration date can be set by the issuer

Co-branded cards with features that can be tailored to a company’s needs, such as:

  • Payment for services
  • Airtime purchases
  • Microloan payments

User Benefits

  • Funds available immediately
  • Reduce risks associated with handling cash
  • Ability to make transactions at points of sale, ATMs, and other electronic channels such as e-commerce and SMS
  • Allows for recurring payments via direct debit
  • Can be locked in case of theft or loss
  • Funds transfer from one card to another, via Internet or text message
  • 24x7x365 access to call center and online balances and transactions
  • Verifiable cashflow history can be used as a reference when applying for credit